Build Your DreamFrom the Ground Up
Progressive funding for new home construction, house & land packages, and major renovations. Pay interest only on funds drawn down.
Construction Loan Options
Whether building from scratch or renovating, we have the right construction loan solution for your project.
New Home Construction
Build your dream home from scratch
- Progress payment structure
- Land + construction packages
- Custom design flexibility
- Quality control oversight
House & Land Packages
Complete turnkey solutions
- Fixed price contracts
- Established builders
- Faster settlement times
- Reduced risks
Renovations & Extensions
Major home improvements
- Existing property leverage
- Staged payment releases
- Value-add opportunities
- Living during construction
How Construction Loans Work
Progressive payments aligned with construction milestones
Pre-Approval
Get pre-approved for your construction budget
2-5 daysLand Purchase
Secure your land with construction loan approval
30-45 daysProgress Payments
Funds released at construction milestones
4-12 monthsFinal Settlement
Convert to standard home loan upon completion
On completionConstruction Loan Features
Loan Features
- Interest-only during construction
- Progressive payment structure
- Fixed or variable rates available
- Up to 95% LVR available
- No monthly fees during construction
Construction Stages
- Slab down (foundation)
- Frame stage completion
- Lockup stage (roof & walls)
- Fixing stage (internal work)
- Practical completion
Why Choose Our Construction Loans?
Construction Experts
Specialized construction loan knowledge
Competitive Rates
Best construction loan rates available
Fast Approvals
Quick pre-approval turnaround
Full Support
Guidance throughout construction
Ready to Start Building?
Turn your building dreams into reality with our construction loan specialists. Get pre-approved and start building today.