Low Doc Loans

Simplified DocumentationFaster Approvals

Perfect for self-employed borrowers, business owners, and those with complex income structures. Get approved with minimal paperwork.

Low Doc Loan Options

Tailored solutions for borrowers who don't fit the traditional income verification model.

Self-Employed Loans

Flexible documentation for business owners

  • Bank statements only
  • BAS statements accepted
  • ABN verification
  • Accountant declarations

Asset-Based Lending

Loans based on asset security

  • Property equity focus
  • Minimal income verification
  • Fast approval times
  • Competitive rates available

PAYG Alternative Doc

For PAYG employees with complex income

  • Bonus/commission heavy income
  • Multiple income sources
  • Contract employees
  • Overseas income accepted

What You Need to Apply

Streamlined requirements for faster processing

Documentation Required

  • Last 12-24 months bank statements
  • BAS statements (if applicable)
  • ABN/GST registration
  • Accountant letter/declaration
  • Property valuation

Minimum Requirements

  • Minimum 2 years in business/employment
  • Strong credit history
  • Adequate deposit (typically 20%+)
  • Servicing capacity demonstrated
  • Exit strategy if investment

Why Choose Low Doc Loans?

Less Paperwork

Minimal documentation required

Fast Processing

Quick approval turnaround times

Flexible Criteria

Accommodates complex income

Expert Support

Specialist low doc loan brokers

Ready to Simplify Your Loan Application?

Don't let complex income structures hold you back. Our low doc loan specialists will find the right solution for your situation.