SMSF Loans

SMSF PropertyInvestment Loans

Build wealth through your self-managed super fund. Access competitive SMSF property loans with tax-effective investment strategies.

Why SMSF Property Investment?

Supercharge your retirement savings with direct property investment through your self-managed super fund.

Tax Advantages

Maximize your tax efficiency with SMSF property

  • 15% concessional tax rate
  • 0% tax in pension phase
  • Capital gains tax benefits
  • Deductible expenses

Control & Flexibility

Full control over your investment decisions

  • Choose your own investments
  • Direct property ownership
  • Investment strategy control
  • Portfolio diversification

Wealth Building

Build substantial retirement wealth

  • Property capital growth
  • Rental income benefits
  • Leverage opportunities
  • Long-term wealth creation

SMSF Loan Options

Compliant lending solutions for your SMSF property investment

SMSF Property Purchase

From 6.25%*

Standard property acquisition loans

  • Residential and commercial
  • Up to 80% LVR
  • Interest only options
  • Competitive rates

Limited Recourse Borrowing

From 6.45%*

LRBA compliant lending structures

  • Single acquirable asset
  • Segregated ownership
  • Compliant structures
  • Professional setup

SMSF Loan Requirements

SMSF Requirements

  • Compliant SMSF established
  • Audited financial statements
  • Investment strategy in place
  • Sufficient cash flow/contributions
  • Professional trustee/members

Loan Criteria

  • Minimum 20% deposit required
  • Property used for investment only
  • LRBA structure compliance
  • Professional property valuation
  • Legal structure documentation

Why Choose Our SMSF Services?

SMSF Specialists

Dedicated SMSF lending experts

Compliant Structures

Fully compliant LRBA arrangements

Wealth Building

Maximized retirement wealth growth

Expert Support

End-to-end SMSF loan support

Ready to Supercharge Your Super?

Start building serious wealth through your SMSF. Our specialists will guide you through the entire process.